A Philadelphia public insurance adjuster is a licensed professional who helps homeowners file a claim when something catastrophic happens to their property. These professionals assess damage, help you file your insurance claim, and represent your best interests to get your claim processed and paid. In many cases, a public insurance adjuster can save you a lot of time and money in the process of filing a claim. According to Anita Taff, president of the National Association of Public Insurance Adjusters, a public adjuster should be able to file your claim as quickly as possible.
A Philadelphia PA Public Adjuster can also help you receive a higher settlement compared to an individual. You may not have any experience in insurance claims and will not know the local insurance laws. A public adjuster will be able to use his or her extensive training to maximize the amount of the settlement. You can also expect to pay a fee that is 10% or more of the final settlement. Depending on the level of coverage, a public adjuster can save you a lot of time and money in the long run.
Most public adjusters are paid on a percentage of the settlement. For example, one Georgia company states that their average fee is 20% of the settlement. Of course, you can expect your fee to be higher or lower depending on the size of the loss. If the loss is smaller than a few thousand dollars, the percentage will be lower. However, because of the higher operating costs, a public adjuster with more experience should be your best option.
Another great advantage of hiring a public adjuster is that they can uncover hidden damages that you might not notice. Their years of experience ensure that no claim is missed. For example, a homeowner with a wood floor may think they need to replace the entire floor. But a water leak may be leaking from underneath and have already penetrated inside the walls. This could result in mold and drywall damage. Even the most well-secure cabinets could be damaged.
A public insurance adjuster can help you avoid mistakes and maximize your recovery from a disaster. They can help you avoid making costly mistakes and will work on your behalf. They are there to help you get the best settlement possible. If you have a property damage claim, a public insurance adjuster will take care of all the legal requirements for you and your insurance company. If you’re not sure whether or not a public adjuster is right for you, read the reviews on public insurers in your area.
If you’re a homeowner, hiring a public insurance adjuster can help you avoid the stress and confusion that comes with filing an insurance claim. With the help of a public insurance adjuster, you’ll be able to get the best possible settlement for your property. You’ll be able to feel more confident and relax about negotiating with your insurer. You’ll be glad you did. If you’re a Philadelphia resident, a public adjuster can help you get the most out of your insurance claim.